Terms and Conditions

Last updated: February 13, 2026

1. Introduction and Acceptance of Terms

Welcome to SKOLVIA LTD ("Company", "we", "us", "our"). These Terms and Conditions ("Terms") govern your access to and use of our website at skolvia.international and all related services, tools, reports, and communications provided by us (collectively, the "Services").

SKOLVIA LTD is a private limited company registered in England and Wales under company number 17029932, with its registered office at 153-159 Bow Road, London, England, E3 2SE.

By accessing our website or using our Services, you agree to be bound by these Terms in full. If you do not agree to these Terms, you must not use our website or Services. We recommend that you print or save a copy of these Terms for your records.

2. Description of Services

SKOLVIA LTD provides professional services in the fields of information technology consultancy, investigation activities, and cybersecurity. Our Services include, but are not limited to:

• Asset Recovery: identification, tracing, and recovery of lost, stolen, or misappropriated digital and traditional assets.
• Fraud Investigation: comprehensive investigation of fraudulent activities, including online scams, identity theft, and financial fraud.
• Blockchain Transaction Analysis: advanced analysis and tracing of cryptocurrency and blockchain transactions using AI and machine learning technologies.
• Cybersecurity Services: security assessments, incident response, vulnerability analysis, and cybersecurity consulting.
• Reports and Analysis: detailed investigative reports, blockchain analytics reports, and expert analysis documentation.
• 24/7 Customer Support: round-the-clock assistance and case management support.

The specific scope, deliverables, timelines, and fees for any engagement will be set out in a separate service agreement or statement of work between you and SKOLVIA LTD.

3. User Obligations

By using our Services, you represent and warrant that:

• You are at least 18 years of age and have the legal capacity to enter into a binding agreement.
• All information you provide to us is accurate, complete, and not misleading. You will promptly update us of any changes to such information.
• You will use our Services only for lawful purposes and in accordance with these Terms and all applicable laws and regulations.
• You will not use our Services to engage in, facilitate, or support any illegal activity, including but not limited to money laundering, fraud, or the financing of terrorism.
• You will cooperate fully with our team during any investigation or service engagement, providing all necessary information and documentation in a timely manner.
• You will not attempt to gain unauthorised access to our systems, networks, or data, or interfere with the proper functioning of our website or Services.
• You will not reproduce, duplicate, copy, sell, resell, or exploit any portion of our Services, reports, or analysis without our express written permission.
• You will maintain the confidentiality of any account credentials and are responsible for all activities that occur under your account.

4. Intellectual Property

All content, materials, software, tools, methodologies, algorithms, AI models, reports, analysis, trademarks, logos, and other intellectual property displayed on or used in connection with our website and Services are the exclusive property of SKOLVIA LTD or its licensors and are protected by applicable intellectual property laws.

You are granted a limited, non-exclusive, non-transferable, revocable licence to access and use our website for personal, non-commercial purposes in accordance with these Terms. This licence does not include:

• Any resale or commercial use of our website or its contents.
• Any collection and use of product listings, descriptions, or prices.
• Any derivative use of our website or its contents.
• Any downloading, copying, or other use of account information for the benefit of any third party.
• Any use of data mining, robots, or similar data gathering and extraction tools.

Reports and analysis produced specifically for you as part of an engagement may be used by you for the purposes outlined in your service agreement. However, our underlying methodologies, tools, and proprietary technologies remain our exclusive property.

5. Limitation of Liability

To the fullest extent permitted by applicable law:

• SKOLVIA LTD shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, business opportunities, goodwill, or other intangible losses, arising out of or in connection with your use of or inability to use our Services.
• Our total aggregate liability to you for any claims arising out of or relating to these Terms or our Services shall not exceed the total amount of fees paid by you to SKOLVIA LTD in the twelve (12) months preceding the event giving rise to the claim.
• We do not guarantee the recovery of any assets or funds. The outcome of investigations and recovery efforts depends on numerous factors beyond our control, including the cooperation of third parties, law enforcement agencies, financial institutions, and the nature of the underlying circumstances.
• We shall not be liable for any delays or failures in performance resulting from circumstances beyond our reasonable control, including but not limited to acts of God, natural disasters, pandemics, government actions, or failures of third-party systems or services.

Nothing in these Terms shall exclude or limit our liability for death or personal injury caused by our negligence, fraud or fraudulent misrepresentation, or any other liability that cannot be excluded or limited under applicable law.

6. Disclaimer of Warranties

Our website and Services are provided on an "as is" and "as available" basis. To the fullest extent permitted by applicable law, SKOLVIA LTD disclaims all warranties, whether express, implied, statutory, or otherwise, including but not limited to:

• Implied warranties of merchantability, fitness for a particular purpose, and non-infringement.
• Any warranty that our Services will be uninterrupted, timely, secure, or error-free.
• Any warranty regarding the accuracy, reliability, or completeness of any information provided through our Services.
• Any warranty that the results obtained from the use of our Services will meet your expectations or requirements.

While we employ advanced technologies including artificial intelligence, machine learning, and blockchain analytics, these tools are aids to professional judgement and do not guarantee specific outcomes. All findings and recommendations are based on the information available to us at the time of analysis.

7. Indemnification

You agree to indemnify, defend, and hold harmless SKOLVIA LTD, its directors, officers, employees, agents, and affiliates from and against any and all claims, liabilities, damages, losses, costs, and expenses (including reasonable legal fees) arising out of or in connection with:

• Your use of or access to our website or Services.
• Your breach of these Terms or any applicable law or regulation.
• Your violation of any rights of a third party.
• Any information or materials you provide to us that is inaccurate, incomplete, or misleading.
• Any misuse of reports, analysis, or other deliverables provided by us.

8. Confidentiality

Both parties acknowledge that in the course of the engagement, they may receive confidential information from the other party. Each party agrees to:

• Keep all confidential information strictly confidential and not disclose it to any third party without the prior written consent of the disclosing party, except as required by law or regulation.
• Use confidential information solely for the purposes of the engagement.
• Take all reasonable measures to protect the confidentiality of such information.

This obligation of confidentiality shall survive the termination of these Terms and any service agreement for a period of five (5) years.

9. Termination

We may terminate or suspend your access to our website and Services immediately, without prior notice or liability, for any reason, including but not limited to:

• A breach of these Terms.
• Provision of false, inaccurate, or misleading information.
• Engagement in or facilitation of illegal activities.
• Non-payment of fees due under a service agreement.
• At our sole discretion, if we determine that continued provision of Services is not appropriate.

Upon termination, your right to use our Services will immediately cease. All provisions of these Terms which by their nature should survive termination shall survive, including but not limited to intellectual property provisions, warranty disclaimers, indemnification, limitations of liability, and confidentiality obligations.

10. Governing Law and Dispute Resolution

These Terms and any dispute or claim arising out of or in connection with them or their subject matter or formation (including non-contractual disputes or claims) shall be governed by and construed in accordance with the laws of England and Wales.

The courts of England and Wales shall have exclusive jurisdiction to settle any dispute or claim arising out of or in connection with these Terms or their subject matter or formation.

Before initiating any formal legal proceedings, both parties agree to attempt to resolve any dispute through good-faith negotiation. If the dispute cannot be resolved through negotiation within thirty (30) days, either party may proceed with formal legal action.

11. Severability

If any provision of these Terms is found to be invalid, illegal, or unenforceable by a court of competent jurisdiction, such invalidity, illegality, or unenforceability shall not affect the remaining provisions, which shall continue in full force and effect. The invalid or unenforceable provision shall be modified to the minimum extent necessary to make it valid and enforceable.

12. Entire Agreement

These Terms, together with our Privacy Policy, Cookie Policy, and any applicable service agreement, constitute the entire agreement between you and SKOLVIA LTD regarding the use of our website and Services. These Terms supersede all prior agreements, understandings, and representations, whether written or oral, relating to the same subject matter.

13. Changes to Terms

We reserve the right to modify or replace these Terms at any time at our sole discretion. When we make material changes, we will update the "Last updated" date at the top of this page and, where appropriate, notify you by email or through a prominent notice on our website. Your continued use of our website or Services after any such changes constitutes your acceptance of the revised Terms.

It is your responsibility to review these Terms periodically for any changes. If you do not agree to the revised Terms, you must stop using our website and Services.

14. Contact Information

If you have any questions or concerns about these Terms, please contact us:

Company number: 17029932 (registered in England and Wales)